Buying an apartment is a very serious decision. This is due to high consumption, And she bought any for a year or two, and often for life. errors, admitted at the time of purchase, may in the future create you additional cash costs and damage nerves nervy.A – is your health.
Еще недавно основными ошибками при покупки квартиры были ипотечные кредиты в той валюте, which do not earn, or purchase of the so-called holes in the ground from the builder without proper systems / instruments that provide security. Today, these problems have largely disappeared. Banks adhere to tight credit policy when obtaining a loan in foreign currency. Developers must abide by the rules of law, so check with the Internet developer honesty made easy.
If you are looking for a place where to buy an apartment for myself or for rental we recommend that you visit the site http://ozernyi-gatne.com.ua/, there you will find an offer that is sure to fit to your needs, and we'll show you that it is necessary to take into account in order to avoid problems when buying property:
- If you are offered an apartment is not ready for habitation, и не совсем с готовыми документами, the, as they say, this apartment “Ready”, and you get stuck in it and will suffer for years.
- Low purchase price. Guided only by low price, you can buy a property, that does not meet your expectations – this location, Infrastructure and Environment, plus a large financial costs, eg, for repairs.
- Think not only about the apartment, and its tsene.Razmyshleniya on housing, that best fits the needs of, obscure other factors. it is, first of all, of acquisition costs, which include operating costs, related to the provision of credit (mortgage or money to repair), notary fees and taxes.
- Underestimation of the cost of repair and maintenance. Sometimes the apartment secondary market, It requires to bring it in order. Assessing the cost of repair (detailed budget work), they should immediately calculate and prepare additional funds for unforeseen expenses. Assessing the full monthly maintenance costs of the apartment you have to take into account the costs, related utility costs: elevator service, porch repair, fee for garbage collection, and the light in the stairwell, etc.. d.
- Buying a large apartment. it happens, that people are looking for an apartment largest which are able to buy. Not always, but, the biggest, the best means. especially if, when the arrangement of the space will be too much, and the maintenance costs are too high.
- Buying without a study of purchasing power (solvency, financial opportunities). Before looking for the perfect purchase for you need to analyze their own funds, which can be spent on the purchase of real estate, and to explore its creditworthiness. The price of the desired meter should not be formed in the upper limits of credit - do not forget about the additional costs.
- Vague purpose of buying. Purchase order, that I want to have, and not to, that really need. Real estate can be bought on its own goals (apartment,) or investment (eg, for rent). Inconsistency in the apartment needs, both in the short, and the long term may affect the reduction in the comfort of everyday life.
- Haste in the property market. emotions, associated with the purchase of apartments, lead to, the buyer is too early decided to complete the transaction. Not knowing too much about the local market (prices, complete services, инфраструктуре ближайшего окружения), Clients often look at property, choose, often, without negotiations, relying on their first impression of the selected object inspection. As a result, you can skip the offer more suitable for you or your wallet.
- Lack of time to choose apartment. Change apartments, this action requires a lot of time and effort. For a loan, formation of documentation and transfer is necessary to leave the necessary time to spare. It is useful especially in a situation of selling the old property and the purchase of new. In this case, you must carefully plan both transactions and accurately align the terms of payment and relocation.
- Lack of interest in the legal status of real estate. it happens, that a man disguised as seller does not own the property owner or lawyer. Another question, if the room has several owners and legal condition of the apartment does not allow to put it up for sale.
- inaccurate inspection. In the case of self-inspection of the apartment from the builder or from the secondary market gaps occur some deficiencies (eg, uneven walls or floors, smudges, fungus on the walls, incorrectly inserted windows and doors or balcony doors) or failure (wiring, phone wiring, interphone, radiators, ventilation) It can be inflated price for the buyer. buying room, составляем протокол технического приема и включаем в него информацию о всех недостатках и неисправностях, and the timing, in which they will be removed by the seller.
- Покупка квартиры в аренду „под себя”. Having decided on the purchase of housing intended for lease often you invest a lot of money in repairs. As a result, you give the apartment operation, corresponding to your own preferences.
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