Trade is not conceivable without the carriage of any cargo. Loads are transported from city to city, warehouse to warehouse or from country to country. modes of transportation depend on Transportation transportation in Orel and other cities, on the nature of the cargo, and a number of other conditions. This can be vehicles, Railway, ship and even plane. Anyway, before you take something, you must agree in advance that, who will be responsible for the safety of the goods entrusted to him and to what extent. For, to minimize, or simply to avoid financial losses, associated with the unexpected loss or damage to goods, the owner must take out insurance.
Usually, insurance contract is concluded by all parties before the start of the transport. And therefore transportation of goods in Orel associated with the negotiations with the insurance company, which (naturally) wish to know, what will be transported, where, who and how. This is necessary in order, to take into account all possible risks and divide them to the extent of responsibility of all participants - from the company to the customer conveyor and most of the insurance companies.
Basically, All insurance contracts are divided into three types according to the degree of responsibility. The first - on this contract, the insurer is solely responsible for all, that can occur with the contract entity, unless, contained in the regulations of self-insurer (responsibility for all risks). The second type — here the insurer will pay for the actions of the elements (not just the goods deaths, but also damage), accident or, eg, missing ship, And even here, some include theft (with particular average). And the third type - it is very similar to the second, but on this contract, the insurer is not liable for damage to the goods, but only because of its loss or destruction.
In addition to these, of course, there may be other types of contracts. Besides, regulations, which are similar contract, each company has its, although in many respects they are very similar. All insurers conduct their work in accordance with the licenses received by them, which gives the state. The transport company in Orel not be able to force the insurer to compensate the damage or loss of the goods, if it happened: due to hostilities, and, if the insured event occurred through the fault of the company, the conveyor. Such cases are automatically included in the list of "exceptions" of standard insurance contract. Besides, if a, eg, the road is missing a part of the goods, a seal on it intact - with the insurer also will not be able to recover the losses incurred.
